DeFi ni amagambo ahinnye y’imari yegerejwe abaturage, kandi ni ijambo rusange muri serivisi z’imari y’urungano ku mbuga rusange (cyane cyane Bitcoin na Ethereum).
DeFi bisobanura “Imari zegerejwe abaturage”, izwi kandi nka “Gufungura imari” [1].Ni ihuriro rya cryptocurrencies ihagarariwe na Bitcoin na Ethereum, blocain hamwe namasezerano yubwenge.Hamwe na DeFi, urashobora gukora ibintu byinshi amabanki ashyigikira-kubona inyungu, kuguza amafaranga, kugura ubwishingizi, ibikomoka ku bucuruzi, umutungo wubucuruzi, nibindi byinshi-kandi ukore vuba cyane kandi udafite impapuro cyangwa abandi bantu.Kimwe na cryptocurrencies muri rusange, DeFi ni isi yose, urungano-rwurungano (bisobanura mu buryo butaziguye hagati yabantu babiri, aho kunyuzwa muri sisitemu ikomatanyije), izina ry'irihimbano, kandi rifunguye kuri bose.
Akamaro ka DeFi nuburyo bukurikira:
1. Kugira ngo uhuze ibikenewe mu matsinda amwe n'amwe, kugira ngo ugire uruhare rumwe nk'imari gakondo.
Urufunguzo rwa DeFi rukenewe nuko mubuzima busanzwe habaho abantu bashaka kugenzura umutungo wabo na serivisi zimari.Kubera ko DeFi idafite umuhuza, nta ruhushya kandi ikorera mu mucyo, irashobora guhaza byimazeyo icyifuzo cyaya matsinda yo kugenzura umutungo wabo.
2. Tanga uruhare rwuzuye mubikorwa bya serivisi yo gucunga ikigega, bityo ube inyongera kumafaranga gakondo.
Mu ruziga rw'ifaranga, akenshi usanga ibihe aho kuvunja no mu gikapo biruka, cyangwa amafaranga n'ibiceri bikabura.Impamvu y'ibanze ni uko uruziga rw'ifaranga rudafite serivisi zo gucunga ikigega, ariko kuri ubu, amabanki gakondo ni yo yiteguye kubikora cyangwa gutinyuka kuyatanga.Kubwibyo, DeFi yakira ubucuruzi muburyo bwa DAO irashobora gushakishwa no gutezwa imbere, hanyuma bigahinduka inyongera yingirakamaro kumari gakondo.
3. Isi ya DeFi nisi nyayo ibaho yigenga.
DeFi ntisaba ingwate cyangwa gutanga amakuru ayo ari yo yose.Muri icyo gihe, inguzanyo n’abakoresha inguzanyo muri DeFi ntacyo bizahindura ku nguzanyo y’abakoresha ku isi, harimo inguzanyo z’amazu n’inguzanyo z’umuguzi.
inyungu ni izihe?
Fungura: Ntugomba gusaba ikintu icyo ari cyo cyose cyangwa "gufungura" konti.Ukeneye gusa gukora ikotomoni kugirango uyigereho.
Kutamenyekana: Impande zombi zikoresha ibikorwa bya DeFi (kuguza no kuguriza) zirashobora gusezerana muburyo butaziguye, kandi amasezerano yose hamwe nibisobanuro byubucuruzi byandikwa kumurongo (kumurongo), kandi aya makuru biragoye kubimenya cyangwa kuvumburwa nabandi bantu.
Ihinduka: Urashobora kwimura umutungo wawe igihe icyo aricyo cyose, ahantu hose udasabye uruhushya, gutegereza koherezwa igihe kirekire, kandi ukishyura amafaranga ahenze.
Byihuse: Ibiciro nibihembo bigezweho kandi byihuse (byihuse nka buri masegonda 15), igiciro gito cyo gushiraho nigihe cyo guhinduka.
Gukorera mu mucyo: Umuntu wese ubigizemo uruhare arashobora kubona ibicuruzwa byuzuye (ubu buryo bwo gukorera mu mucyo ntibukunze gutangwa n’ibigo byigenga), kandi nta muntu wa gatatu ushobora guhagarika inzira yo gutanga inguzanyo.
Bikora gute?
Abakoresha mubisanzwe bitabira DeFi binyuze muri software yitwa dapps (“progaramu zegerejwe abaturage”), inyinshi murizo zikoreshwa kuri Ethereum.Bitandukanye na banki gakondo, nta progaramu yo kuzuza cyangwa konti zo gufungura.
Ni izihe ngaruka mbi?
Guhindura ibiciro byubucuruzi kuri Ethereum blockchain bivuze ko ibikorwa bikora bishobora kubahenze.
Ukurikije dapp ukoresha nuburyo uyikoresha, igishoro cyawe gishobora guhura nihindagurika ryinshi - ubu ni tekinoroji nshya nyuma ya byose.
Ku mpamvu z'imisoro, ugomba kubika inyandiko zawe.Amabwiriza arashobora gutandukana mukarere.
Igihe cyo kohereza: Ugushyingo-19-2022